6. 📊 Defi & dApp

The IMMT token serves as a representative means of payment, reward, and participation in the decentralized finance (DeFi) system. DeFi has emerged as a highly significant component of the blockchain industry, offering long-term savings and investment opportunities with cryptocurrencies. Particularly in the context of the COVID-19 pandemic, the DeFi model has gained traction as individuals, including high-net-worth individuals, seek to increase their long-term savings using cryptocurrency as a solution to the uncertainties of the traditional futures market.

Not only high-net-worth individuals but also individuals with diversified asset portfolios, including real estate, stocks, and bonds, as well as companies, are actively entering the DeFi market. The adoption of the DeFi model by IMMT is also influenced by the depreciation of fiat currencies. With the base interest rate reaching 5% in the United States due to the impact of the pandemic, the value of fiat currencies is declining due to excessive liquidity. This uncertain investment climate has further fueled the appeal of DeFi models, where investments in various DeFi protocols within the platform can lead to increased liquidity supply and value appreciation.

The IMMT blockchain has been designed to accommodate decentralized applications (dApps), comprising services such as Swap, NFT and NFT transaction services, Cross Wallet, and in-house DeFi services. The focus is on enhancing the usability of the platform's wallet by integrating it with user accounts in a hybrid format. Users can conveniently monitor the quantity of tokens held within their account's wallet and seamlessly link IMMT tokens and other heterogeneous protocol coins to centralized and decentralized exchanges.

The platform supports various dApps through its Cross Wallet feature, facilitating the free circulation and utilization of different coins, including IMMT, within the platform. Coins other than IMMT can be exchanged and transacted through swap and staking pools, enabling users to acquire and invest in various types of coins for their investment activities. The integration of IMMT wallets with user accounts simplifies investment profit tracking and portfolio management across multiple routes.

Furthermore, the IMMT platform provides an environment where digital assets within IMMT can be linked to external financial products or investment assets according to user needs. This flexibility allows users to leverage the advantages of both IMMT and external assets, expanding their investment opportunities and portfolio diversification.

Swap	Exchange between coins	Exchange other than IMMT / BTC/ ETH / BNB
Wallet	Support stable transaction, linkage with account and various services	Support expandability through Integration of multi chain and wallet
Item	Management of details of the invested digital assets	Period / investment format / target of investment / current status of ownership for each coin / transaction details / profit rate, etc.
DeFi Pool	Investment profits within the platform	Manage staking and pool
Account linkage	Provide user-oriented investment environment	Integrated monitoring of integrated network between API and application and various services within user account
Governance	Guarantee the voting rights of users	Voting and profit distribution
Payment	Support market place and services payment	Smart contract, in-app payment, payment between users
Market	Promote economic activities within the platform	Register sales, search and reservation – order – support payment
Mining	User-oriented ecosystem	Compensation pool for the user’s activities and USDT payment according to activities